Our attorney at The Law Offices of Brian C. Williams can provide legal guidance in cases involving bankruptcy, immigration, personal injury claims, and foreclosure. We have over 20 years of legal experience and have handled hundreds of cases. No matter your circumstances, we can provide you with the seasoned legal advocacy you need.
Same-day appointments are available.
InformativeAttorney Williams seeks to educate his clients about their rights and is attentive in answering all of their questions.
ExperiencedWith over 20 years of experience, Attorney Williams is well versed in the intricacies of the law.
DirectDuring your initial consultation, Attorney Williams will explain exactly what to expect during your case.
At The Law Offices of Brian C. Williams, we understand that each client’s situation is unique and warrants a tailored approach. When you to come our firm, we will take the time to understand every detail of your case. Our lawyer can answer your questions and address any immediate concerns before reviewing the legal options available to you.
Our goal is to help you make informed decisions, which is why we explain everything upfront in your initial consultation. We want you to have a clear understanding of what to expect throughout our handling of your case. Attorney Williams leverages his extensive understanding of the law to identify and implement customized and creative legal solutions that will help you overcome obstacles and achieve your goals.
We regularly assist clients from all walks of life in a variety of legal areas. We are confident that we can provide you with the comprehensive assistance you need.
Our attorney can assist you with matters involving:
- Chapter 13 Bankruptcy. Chapter 13 bankruptcy is a reorganization of your outstanding obligations and is designed for people who still have some means of repaying creditors. Filing involves proposing a repayment plan in which you make a monthly payment over a period of three to five years. The amount of this payment will be determined by your current disposable income, or your current ability to pay. You will be protected from creditor actions during your bankruptcy so long as you continue to pay your monthly installments. Upon completing your plan, you will be able to discharge any remaining unsecured debt. Our team can develop a repayment plan that meets all requirements and maximizes the relief available to you.
- Chapter 7 Bankruptcy. Chapter 7 bankruptcy – also known as “liquidation bankruptcy” – is what most people picture when they think about bankruptcy. This process is intended for people with little to no current income. To be eligible for this type of relief, you will need to pass the Means Test, which measures your current income and ability to partially repay creditors. Non-exempt assets will be liquidated to compensate your creditors, and in exchange, you will generally be able to discharge unsecured debts, including credit card debt, medical bills, personal loans, and unpaid utility bills. Chapter 7 bankruptcy is not designed to leave you with nothing, and you will get to keep exempt assets. We can help you prepare for a Chapter 7 bankruptcy and make the most of available exemptions. Many filers lose little to nothing to liquidation.
- Foreclosure. If you fall seriously behind on mortgage payments, your lender will likely move to foreclose and sell your home at a public auction. Bankruptcy can be used to stop a pending foreclosure through the automatic stay, a court order that prevents creditors from initiating or continuing collection actions. You will likely be unable to keep your home if you file for Chapter 7 bankruptcy, but you will be able to exempt and protect home equity. If you wish to stay in your home, you will likely need to file for Chapter 13 bankruptcy. Your repayment plan will work to cure mortgage arrears as you continue to make payments. So long as you follow your court-approved plan, your lender will generally be unable to proceed with the foreclosure. We are familiar with a variety of foreclosure avoidance strategies and can help you leverage bankruptcy to save your home.
- Debt Collection. Collection agencies will sometimes resort to unscrupulous tactics to compel you to settle a debt. You have rights as a debtor under the federal Fair Debt Collection Practices Act (FDCPA) and Maryland Consumer Debt Collection Act (MCDCA). These laws regulate how and when creditors can communicate with you and people you know. Our team can help you understand and exercise your rights. If your rights have been violated, we can also assist you with pursuing the appropriate legal action.
- Mediation. Maryland homeowners whose property has been placed in foreclosure proceedings have the right to request foreclosure mediation. Your lender will be obligated to participate in mediation sessions led by a neutral third party, typically an administrative law judge from the Maryland Office of Administrative Hearings. The goal of the mediation is to identify and implement foreclosure avoidance strategies. However, while your lender must participate in foreclosure mediation, they are not required to accept a settlement or compromise if they believe that doing so is not in their best interest. We can represent you in foreclosure mediation and work to negotiate a favorable outcome that protects your interests.
- Immigration. If you are looking to enter or remain in the United States, you will need the appropriate visa that aligns with your goals. Our team can help you identify the most effective means of achieving your objectives and help you apply for the benefits you need. Our firm can assist you with green cards, nonimmigrant visas, naturalization, removal defense, and more.
- Personal Injury. When you are injured due to another party’s negligence, you incur numerous explicit and implicit costs, including losses associated with medical bills, missed wages, and property damage. A particularly serious injury can permanently alter your ability to make a living or require years of expensive rehabilitative care. A personal injury claim can help you recover compensation to recover these damages. However, Maryland operates under shared fault rules, meaning you will not receive any compensation if the defense can establish you had any role in contributing to the accident. Our team can help you avoid this outcome and work to recover the maximum available damages.